This External Privacy Policy (the “Policy”) applies to the collection, use, and disclosure of Personal Data (as defined below) of its clients/customers by SGPropertyTalk.com (“SGPropertyTalk” or “the Organization”).

1. GENERAL

1.1 This Policy provides information on the obligations and policies of SGPropertyTalk in respect of an individual customer’s Personal Data. SGPropertyTalk undertakes to use reasonable efforts in applying, where practicable, those principles and the processes set out herein to its operations. Please take a moment to read this Policy so that you know and understand the purposes for which we collect, use, and disclose your Personal Data.

1.2 SGPropertyTalk’s officers, management, and members of staff shall use reasonable endeavors to respect the confidentiality of and keep safe all Personal Data collected, stored, disclosed, and used for, or on behalf of, SGPropertyTalk. SGPropertyTalk shall use reasonable endeavors to ensure all collection, storage, disclosure, and usage of Personal Data by SGPropertyTalk and by anyone acting on its behalf shall be done in an appropriate manner and in accordance with the Personal Data Protection Act and this Policy.

1.3 By interacting with us, submitting information to us, or engaging in real estate services offered by us, you agree and consent to SGPropertyTalk as well as to its respective representatives, salespersons, and agents (collectively referred to herein as “SGPropertyTalk,” “us,” “we,” or “our”) collecting, using, disclosing, and sharing amongst themselves your Personal Data, and disclosing such Personal Data to SGPropertyTalk’s authorized service providers and relevant third parties in the manner set forth in this Policy.

1.4 This Policy supplements but does not supersede nor replace any other consents you may have previously provided to us in respect of your Personal Data, and your consents herein are additional to any rights which we may have at law to collect, use or disclose your Personal Data.

1.5 For the purposes of this Policy, in line with the provisions under the Singapore Personal Data Protection Act 2012 (No. 26 of 2012) (the “Act”), “Personal Data” shall mean data, whether true or not, about an individual who can be identified from that data; or from that data and other information to which an organization has or is likely to have access. Such Personal Data shall also refer to that which is already in the possession of SGPropertyTalk or that which shall be collected by SGPropertyTalk in the future.

2. CONTACTING THE DATA PROTECTION OFFICER

2.1 Where you: (i) legitimately request access to Personal Data relating to you which is in the possession and control of SGPropertyTalk; (ii) have any questions or feedback relating to your Personal Data or this Policy; or (iii) wish to correct Personal Data relating to you which is in the possession and control of SGPropertyTalk, you may contact our Data Protection Officer (“DPO”) in accordance with our standard procedures as stated hereinafter. We shall accede to your request within a reasonable time and manner.

2.2 In accordance with the Personal Data Protection Act, SGPropertyTalk has established a process for receiving and responding to any query or complaint that may arise with respect to the application of this Act. To ensure that SGPropertyTalk receives your complaints and inquiries, please send the same via email to the DPO at the following email address: dpo@sgpropertytalk.com

2.3 Please note that if your Personal Data has been provided to us by a third party (e.g. through a referral), you should contact that individual to make such queries, complaints, and access and correction requests to SGPropertyTalk on your behalf.

2.4 Should you not wish SGPropertyTalk to use your Personal Data for any of the purposes listed in Paragraphs 3.2 to 3.4, or not to receive promotional materials from SGPropertyTalk, you may opt out by sending a clearly worded email to the DPO via the email address provided in Paragraph 2.2 above. Your request shall be processed within a reasonable time. However, please note that in such an event we may not be in a position to continue to provide our services to you, administer any contractual relationship in place, and this may also result in the termination of any agreements with us, and your being in breach of your contractual obligations or undertakings, and our legal rights and remedies in such an event are expressly reserved.

3. STATEMENT OF PRACTICES

TYPES OF PERSONAL DATA COLLECTED

3.1 As part of its day-to-day activities, SGPropertyTalk may collect from you Personal Data through various means, including: when you leave your contact details with us after attending our marketing events such as roadshows and seminars; when you visit our showflats or open houses and leave behind your contact details or express an interest to preview a unit; when you wish to book a unit at our new property launch; when you interact with our salespersons or agents, e.g. via telephone calls, letters, face-to-face meetings or email; when you respond to some of our marketing collaterals e.g. advertisements, brochures, flyers; when you request that we contact you, be included in an email or other mailing list; when you are contacted by, and respond to, our marketing representatives and agents; when you engage our salespersons or agents to help source for or transact the sale or purchase of a property (private or HDB); when you engage our salespersons or agents to look for and transact a rental property (private or HDB); when you submit a job application; when you submit an application to use one of our Applications (hereinafter referred to as “Apps”); when we receive references from business partners and third parties, for example, where you have been referred by them; and when you submit your Personal Data to us for any other reasons.

3.2 The type of Personal Data that we collect from you may include but is not limited to the following:

    • NRIC/FIN/Passport Number
    • Name
    • Address
    • Gender
    • Race
    • Date of Birth/Age
    • Phone Number
    • Email Address
    • Occupation
    • Household members
    • Household/Personal Income
    • Photo
    • Tax returns
    • CPF information
    • Bank/HDB statements in respect of outstanding mortgage loan
    • Employment pass/Work permit
    • Marriage certificates

Note that some of the Personal Data we collect may be required by the HDB to check your eligibility to purchase an HDB flat or executive condo.

3.3 If you provide us with any Personal Data relating to a third party (e.g. information of your spouse, children, parents), by submitting such information to us, you represent to us that you have obtained the consent of the third party to you providing us with their Personal Data for the respective purposes.

PURPOSE OF COLLECTION OF PERSONAL DATA

3.4 The Personal Data mentioned in Paragraph 3.2 above is collected for the purposes of: 

    • Providing our service to you as your real estate broker in the sale, purchase, or lease of a property
    • Keeping clients informed of new property launches, other properties which may be of interest, or existing property for sale or rent;
    • Following up on client’s expression of interest to purchase or rent a property;
    • Assisting you in the process of booking a unit at a new property launch
    • Checking with HDB or government agencies on client’s eligibility to purchase a new HDB flat or executive condo;
    • Performing valuation of the property (using anonymized data); and
    • Conducting market research and analysis (using anonymized data)
    • Invoicing purposes
    • Complying with legal requirements under the Estate Agent Act 2010 to maintain transaction data
    • Responding to a complainant on a complaint made
    • Processing applications for you to use our Apps
    • Providing you with access to our Apps
    • Providing you with goods and/or services in connection with our Apps
    • Administering our Apps
    • Following up with you on matters pertaining to the application, use, and/or future use of our Apps

3.5 In addition, SGPropertyTalk collects your Personal Data if you submit an application to us as a candidate for employment or for a real estate salesperson’s or agent’s position:

    • Processing your application including pre-recruitment checks, such as in relation to your qualifications and work experience;
    • Providing or obtaining employee references and for background screening/vetting;
    • Collecting information about your suitability for the position applied for;
    • Communicating with you as required by SGPropertyTalk to comply with its policies and processes, including for business continuity purposes; or any other purposes relating to the aforesaid.

DISCLOSURE OF PERSONAL DATA

3.6 Without derogating from any of the above, we may also disclose your Personal Data to the following third parties:

    • Partners
    • Developers
    • Co-brokers
    • Insurers (for group insurance)
    • Law enforcement officials
    • Government agencies (HDB, CPF)
    • Regulating body (Council for Estate Agencies)
    • Lawyers
    • Auditors
    • Third-party service providers and consultants
    • Any real estate salesperson acting on SGPropertyTalk’s behalf for the provision of SGPropertyTalk’s services.

3.7 SGPropertyTalk may also disclose your Personal Data to the abovementioned parties in the occurrence of any of the following events:

    • To the extent that we are required to do so by law;
    • In connection with any legal proceedings or prospective legal proceedings;
    • To establish, exercise or defend our legal rights;
    • To third parties who provide services to us or on our behalf;
    • With your consent; or
    • For the purposes of disaster recovery.

3.8 Under certain circumstances, telephone calls made to us on our service hotlines and/or inquiry telephone numbers are recorded for the purposes of quality control, appraisal, as well as staff management and development. In such an event, by agreeing to this Policy, you hereby give your clear and unambiguous consent for the collection, use, and disclosure of such Personal Data in accordance with this Policy.

4. TRANSFER OF PERSONAL DATA OVERSEAS

4.1 Your Personal Data may be processed by SGPropertyTalk, its partners, salespersons, agents, and third parties providing services to SGPropertyTalk, in jurisdictions outside of Singapore. In this event SGPropertyTalk will comply with the data protection provisions of the Personal Data Protection Act in respect of the transferred personal data while such personal data remains in its possession or under its control; and will ensure that the recipient of your personal data is bound by legally enforceable obligations to provide your personal data a standard of protection that is comparable to that under the PDPA.

5. ACCURACY OF PERSONAL DATA

5.1 Where possible, we will validate your Personal Data provided using generally accepted practices and guidelines. This includes the use of checksum verification on some numeric fields such as NRIC number. In some instances, SGPropertyTalk is able to validate the Personal Data provided against pre-existing data held by us. In some cases, SGPropertyTalk is required to see original documentation before we may use the Personal Data such as with Personal Identifiers and/or proof of address. To assist in ensuring the accuracy of your Personal Data in our possession, so as to allow SGPropertyTalk to remain in compliance with the Personal Data Protection Act, you are required to inform us of any updates of any parts of your Personal Data by sending a clearly worded email to the DPO at the email address provided at Paragraph 2.2.

5.2 SGPropertyTalk shall not be liable for any damage, claim, and/or harm suffered by you as a result of your failure to update us of any change of your Personal Data.

5.3 Should you fail to inform us of your new home address, any correspondence sent by us to your last home address shall be deemed to have been duly received by you.

6. PROTECTION OF PERSONAL DATA

6.1 SGPropertyTalk uses commercially reasonable physical, managerial, and technical safeguards to preserve the integrity and security of your Personal Data and will not knowingly allow access to this data to anyone outside SGPropertyTalk, other than to you or as described in this Policy. However, we cannot ensure or warrant the security of any information you transmit to us, and you do so entirely at your own risk. In particular, SGPropertyTalk does not warrant that such information may not be accessed, altered, collected, copied, destroyed, disposed of, disclosed, or modified by a breach of any of SGPropertyTalk’s physical, technical, or managerial safeguards.

7. ACCESS AND CORRECTION OF PERSONAL DATA

7.1 In accordance with Paragraph 2.1 of this Policy, you have the right to:

(a) check whether SGPropertyTalk holds any Personal Data relating to you and, if so, obtain copies of such data and information about the ways in which your Personal Data have been or may have been used or disclosed by SGPropertyTalk within the past year; and

(b) require SGPropertyTalk to correct any Personal Data relating to you which is inaccurate for the purpose for which it is being used.

 7.2 SGPropertyTalk reserves the right to charge a reasonable administrative fee in order to meet your requests under Paragraph 7.1(a). Upon payment of the requisite fee, your request shall be processed within a reasonable time.

7.3 If you wish to verify the details you have submitted to SGPropertyTalk or if you wish to check on the manner in which SGPropertyTalk uses and processes your Personal Data, our security procedures mean that we may request proof of identity before we reveal information. This proof of identity will take the form of full details of the name and NRIC/FIN/Passport number. You must therefore keep this information safe as you will be responsible for any action which SGPropertyTalk takes in response to a request from someone using your personal details.

7.4 SGPropertyTalk shall respond to an access or correction request within 30 days from the time the request is made. If SGPropertyTalk is unable to respond within 30 days, SGPropertyTalk will inform you in writing within that time frame, of the time by which it will be able to respond to the request.

8. STORAGE AND RETENTION OF PERSONAL DATA

8.1 SGPropertyTalk will delete, as reasonably as possible, or otherwise anonymize any Personal Data when it is no longer required for legitimate business or legal purposes of SGPropertyTalk. The deletion of Personal Data will follow SGPropertyTalk’s internal procedures and any relevant agreements.

8.2 Any exceptions to the practices stated in 8.1 shall be explicitly specified in the agreement for the goods and/or services. Such agreement will take precedence over the terms of this Privacy Policy.

9. CONTACTING YOU

9.1 To the extent that any of the communication means you have provided to us (including your telephone number and fax number) are or will be listed on the Do Not Call Registry (the “DNC”), by agreeing to this Policy, you grant SGPropertyTalk your clear and unambiguous consent to contact you using all of the communication means you have provided to us, including voice calls, SMS, WhatsApp, MMS, fax, or other similar communication applications or methods, for the purposes as stated in Paragraphs 3.4 and 3.5.

10. CHANGE OF POLICY

10.1 SGPropertyTalk reserves the right to amend any clauses contained in this policy to comply with local legislation, meet international policy requirements, or for any other purposes deemed reasonably necessary. We recommend reviewing these terms regularly. If you do not agree with the modified terms, please inform us promptly of the terms to which you do not consent. In the absence of such notice, in cases of inconsistency between these terms and additional terms, the additional terms will prevail to the extent of the inconsistency.

11. GOVERNING LAW

11.1 This Policy is governed by and shall be construed in accordance with the laws of Singapore. You hereby submit to the non-exclusive jurisdiction of the Singapore courts.

12. MISCELLANEOUS

12.1 This Policy solely applies to the collection and use of Personal Data by SGPropertyTalk. It does not extend to third-party sites to which we provide links, even if such sites are co-branded with our logo. SGPropertyTalk does not share your Personal Data with third-party websites. We are not responsible for the privacy and conduct practices of these third-party websites. Therefore, we recommend reviewing their privacy policies before disclosing any Personal Data to these websites.

12.2 SGPropertyTalk will not sell your personal information to any third party without your permission. However, we cannot be held responsible for the actions of third-party sites to which you may have linked or been directed from SGPropertyTalk’s website.